Xcellent Checking

Xcellent Checking

For those 50 years old and above, this is an excellent solution. You enjoy a free checking account that earns interest on the entire balance.

Plus free checks for life, along with our full range of standard checking conveniences. We'd like to say thank you for your excellent dedication to us with an Xcellent Checking account, designed for you.

  • Must be at least 50 years of age and have direct deposit to open this account
  • Competitive interest earned on entire balance
  • No monthly service fee or minimum balance
  • Bonus CD rates available during promotions
  • Safe deposit fee waived for first year (small safe deposit box - when available)
  • Free basic checks for life
  • Surcharge-free ATM network nationwide
  • Free debit card
  • Free online banking with bill pay
  • Free eStatements available
  • No annual fee rewards MasterCard® credit card available (upon credit approval)
  • Unlimited check writing
  • $25 fee charged if account is closed within 6 months of opening
  • No minimum deposit to open

Check out our current rates.